Agenda 2023
8th Feb Track 2
Panel
Envisaging Future of Fintech
Time - 10.20 - 11.05
![Anjani Rathor.jpeg](https://static.wixstatic.com/media/545f63_4a8e1c057dd8467caea7209e403f88fd~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Anjani%20Rathor.jpeg)
Anjani Rathor
Chief Digital Officer
HDFC Bank
![1549528886109.jpg](https://static.wixstatic.com/media/1242a1_0b46d7f60c804655b7bc7e9379b443ca~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1549528886109.jpg)
Nirav Choksi
Co-Founder and CEO
CredAble
![1546929536688.jpg](https://static.wixstatic.com/media/1242a1_17fa52e9c75746fbb682eeccf06d21de~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1546929536688.jpg)
Dilip Asbe
Managing Director & CEO
National Payments Corporation Of India (NPCI)
![Sandeep Menon](https://static.wixstatic.com/media/545f63_726fd2d8e913407ab25da2d9f1f29ab1~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sandeep%20Menon.jpeg)
Sandeep Menon
Founder, MD & CEO
Vastu Housing Finance
![Rahul Khanna.png](https://static.wixstatic.com/media/545f63_59b9b1009d5348fd91014bccfb77ad50~mv2.png/v1/crop/x_195,y_0,w_531,h_531/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Rahul%20Khanna.png)
Rahul Khanna
Co-Founder & Managing Partner
Trifecta Capital
![Sameer (1).png](https://static.wixstatic.com/media/1242a1_b8f9dd00bbfe4b5580708e346dbb56f7~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sameer%20(1).png)
Sameer Singh Jaini
Founder & CEO
The Digital Fifth
Moderator
![Hrushikesh Mehta](https://static.wixstatic.com/media/545f63_32d2ad53d5ba4ff082d5fd694f8927ce~mv2.jpeg/v1/crop/x_44,y_0,w_436,h_436/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Hrushikesh%20Mehta.jpeg)
Hrushikesh Mehta
Co-Founder
CredAll
Envisioning Future of Credit Enabling Frameworks (AA, OCEN)
Speaker Session
Time - 11:05 - 11:25
![1516892213967.jpg](https://static.wixstatic.com/media/1242a1_dbe8b4fcfb1d42abacbc8a0ef7ace6ad~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1516892213967.jpg)
Manoj Alandkar
Co-Founder Cookiejar Technologies
![1516344651632.jpg](https://static.wixstatic.com/media/1242a1_522d336b080745feb8ec162bcc4783d3~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1516344651632.jpg)
Srikanth Rajagopalan
CEO
Perfios Account Aggregation Services
![1612423885864.jpg](https://static.wixstatic.com/media/1242a1_ec16df01840047ee9ccbba73b89f671f~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1612423885864.jpg)
Ruchi Pai
Practice Lead - AA Adoption
Sahamati
![1628792581009 (1).jpg](https://static.wixstatic.com/media/1242a1_ab1d872f39324a1c86124f6cbad344f6~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1628792581009%20(1).jpg)
Vikrant Kulkarni
Principal Consultant
The Digital fifth
Moderator
![Sony A](https://static.wixstatic.com/media/1242a1_428bea2c6357418087c43c4af4397626~mv2.jpg/v1/crop/x_0,y_49,w_325,h_325/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sony%20A.jpg)
Sony A
General Manager & CIO
South Indian Bank
Time - 11:25 - 12:10
AA Adoption in India: Shaping up next phase of Open Banking for Bharat
Panel
![Arvind Gupta](https://static.wixstatic.com/media/545f63_3a6013e15b974ee0bee0f429e2a482fc~mv2.png/v1/crop/x_0,y_12,w_436,h_436/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Arvind%20Gupta.png)
Arvind Gupta
Co-Founder & Head
Digital India Foundation
![1667801067953.jpg](https://static.wixstatic.com/media/1242a1_7fa7b52287e5456aabf9eb65090bbbab~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1667801067953.jpg)
Sanjeev Kumar
Co-Founder, ED & CEO
Spice Money
![Bertram Dsouza](https://static.wixstatic.com/media/545f63_b2fe31032b954f7490724ba90b0860c0~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Bertram%20Dsouza.jpeg)
Bertram Dsouza
Chief of Product and Innovation
Protean eGov Technologies Ltd.
![Sameer (1).png](https://static.wixstatic.com/media/1242a1_b8f9dd00bbfe4b5580708e346dbb56f7~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sameer%20(1).png)
Sameer Singh Jaini
Founder & CEO
The Digital Fifth
Moderator
![Mahesh Ramamoorthy.jpg](https://static.wixstatic.com/media/545f63_d2c936993f9c4e7ab7d3483f00876ffc~mv2.jpg/v1/crop/x_64,y_0,w_443,h_443/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Mahesh%20Ramamoorthy.jpg)
Mahesh Ramamoorthy
Chief Information Officer
Yes Bank
Time - 12:10 - 12:55
Fintechs Powering ONDC: Opportunity for Fintechs and Banks & readiness for ONDC
Panel
![A.G_edited.jpg](https://static.wixstatic.com/media/1242a1_5baa7a56367a4f90831bb40c3f21ed7d~mv2.jpg/v1/crop/x_0,y_9,w_342,h_342/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/A_G_edited.jpg)
A G Ramakrishna
Chief Product Officer
CARD91
![1628792581009 (1).jpg](https://static.wixstatic.com/media/1242a1_ab1d872f39324a1c86124f6cbad344f6~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1628792581009%20(1).jpg)
Vikrant Kulkarni
Principal Consultant
The Digital Fifth
Moderator
![Neelesh Man Singh Pradhan.jpeg](https://static.wixstatic.com/media/545f63_8581de852bf9466a93e3f8fa8b072b20~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Neelesh%20Man%20Singh%20Pradhan.jpeg)
Neelesh Man Singh Pradhan
Chief Executive Officer
Nepal Clearing House Limited
![Subhrajit Basu](https://static.wixstatic.com/media/545f63_5d8e5485f7454a32b8ea9386844cb08c~mv2.jpg/v1/crop/x_0,y_1,w_784,h_784/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Subhrajit%20Basu.jpg)
Subhrajit Basu
Regional SVP, APAC - Markets, Wallets , Fintech
Discover Financial Services
Time - 12:55 - 1:45
Cross Border Payments: Awaiting its UPI moment to simplify international transactions
Panel
Speaker Session
Time - 01:45 - 02:05
![Arvind Gupta](https://static.wixstatic.com/media/545f63_3a6013e15b974ee0bee0f429e2a482fc~mv2.png/v1/crop/x_0,y_12,w_436,h_436/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Arvind%20Gupta.png)
Arvind Gupta
Co-Founder & Head
Digital India Foundation
Digital India to Digital Bharat
![1649929174998.jpg](https://static.wixstatic.com/media/1242a1_4c30f818512148e5943acc5d1dc4f886~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1649929174998.jpg)
Amit Koshal
Founder & CEO
Twid
![Ramanathan RV](https://static.wixstatic.com/media/545f63_1fd4e1eae1794270b794f9637f07cf49~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Ramanathan%20RV.jpeg)
Ramanathan RV
Co-Founder & CEO
Hyperface
![Deepti Sanghi](https://static.wixstatic.com/media/545f63_c6a862bec4d64f63aa5388777b3a88b3~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Deepti%20Sanghi.png)
Deepti Sanghi
Founder
KODO
![Shashank.png](https://static.wixstatic.com/media/1242a1_cf7c1c58f089415aa614153da614bc0b~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Shashank.png)
Shashank Shekhar
Co-Founder & Head of Consulting
The Digital Fifth
Moderator
![Hemant_Vishnoi_owler_20210706_014407_original.png](https://static.wixstatic.com/media/1242a1_e6b1c902c2894cad81130579e9ef5cd3~mv2.png/v1/crop/x_0,y_3,w_195,h_196/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Hemant_Vishnoi_owler_20210706_014407_original.png)
Hemant Vishnoi
Founder
EnKash
![Sudip roy.jpg](https://static.wixstatic.com/media/1242a1_97f8e1e0f4754cdc8e4792f02db7deb0~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sudip%20roy.jpg)
Sudipta Roy
Group Head - Cards, Payment Solutions, Consumer Finance & Merchant Ecosystem
ICICI Bank
Time - 2:05 - 2:50
Credit Card Ecosystem Ready for Multi-fold Growth: Powered by Enabling Regulations, Co-branding, UPI linkage
Panel
![Arif Khan - Chief Innovation Officer, Razorpay.jpg](https://static.wixstatic.com/media/545f63_bff3231262bc4a52a3e151099594197a~mv2.jpg/v1/crop/x_0,y_16,w_850,h_850/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Arif%20Khan%20-%20Chief%20Innovation%20Officer%2C%20Razorpay.jpg)
Arif Khan
Chief Innovation Officer
Razorpay
![Venkatram Jayanthy India Post Payments Bank.png](https://static.wixstatic.com/media/545f63_c8c593d876774677b9890228dcdd857d~mv2.png/v1/crop/x_0,y_2,w_610,h_610/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Venkatram%20Jayanthy%20India%20Post%20Payments%20Bank.png)
Venkatram Jayanthy
MD & CEO
India Post Payments Bank
![Bipin Preet Singh.jpeg](https://static.wixstatic.com/media/545f63_505c937043a14a1bbfbbe6939cac8e3f~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Bipin%20Preet%20Singh.jpeg)
Bipin Preet Singh
Founder & CEO
Mobikwik
![download_edited.jpg](https://static.wixstatic.com/media/1242a1_02643cb0ed484f42a089a16516429142~mv2.jpg/v1/crop/x_0,y_16,w_167,h_167/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/download_edited.jpg)
Sachit Sahni
Head, Transaction Banking Group IndusInd Bank
![Sameer (1).png](https://static.wixstatic.com/media/1242a1_b8f9dd00bbfe4b5580708e346dbb56f7~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sameer%20(1).png)
Sameer Singh Jaini
Founder & CEO
The Digital Fifth
Moderator
![1647175402487.jpg](https://static.wixstatic.com/media/1242a1_76d9c77039b2424abdaa05ab84132c67~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1647175402487.jpg)
Sabyasachi Senapati
Head- Banking Vertical
BharatPe
Time - 2:50 - 3:40
Digital Payments: Powering the Indian Economy
Panel
Fireside
![1670387727362.jpg](https://static.wixstatic.com/media/1242a1_d440e8f7a94b42ad95437a7105aac201~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1670387727362.jpg)
Shiva Kumar R V
Deputy CTO
NPCI
![1615436357278.jpg](https://static.wixstatic.com/media/1242a1_ce545b8bea3a48c59766c6b3bc39caa0~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1615436357278.jpg)
Himanshu Gupta
Platform Engineer Leader
Kyndryl
Platform Engineering Enabling Business Acceleration
Time - 3:40 - 4:00
![Hitesh Sachdeva](https://static.wixstatic.com/media/545f63_ea0328b3058944ddade45b418ebe79b4~mv2.jpeg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Hitesh%20Sachdeva.jpeg)
Hitesh Sachdev
Head - Startup Engagement, Innovation & Investments
ICICI Bank
![Shashank.png](https://static.wixstatic.com/media/1242a1_cf7c1c58f089415aa614153da614bc0b~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Shashank.png)
Shashank Shekhar
Co-Founder & Head of Consulting
The Digital Fifth
Moderator
![1668297579778 (1).jpg](https://static.wixstatic.com/media/1242a1_ef2e4e2cd05f4f629e8215fe312a2c26~mv2.jpg/v1/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/1668297579778%20(1).jpg)
Keshav Mishra
EVP - Head Digital Banking
Shivalik Small Finance Bank
![Vivek Venugopalan](https://static.wixstatic.com/media/545f63_4368261334d1440791f61fa51561340d~mv2.jpg/v1/crop/x_33,y_0,w_503,h_503/fill/w_66,h_66,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Vivek%20Venugopalan.jpg)
Vivek Venugopalan
National Head- Digital Transaction Banking
Yes Bank
![Sajish Pillai](https://static.wixstatic.com/media/545f63_956d66c9c9904c85bce1cc78c40a9cf6~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sajish%20Pillai.png)
Sajish Pillai
Managing Director, Head Assets and Strategic Alliances
DBS Bank India
Time - 4:00 - 4.45
Open Banking: Providing Levers for Business Growth
Panel
4:45 - 5:00 - Closing Remarks
![Sameer (1).png](https://static.wixstatic.com/media/1242a1_b8f9dd00bbfe4b5580708e346dbb56f7~mv2.png/v1/fill/w_66,h_66,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sameer%20(1).png)
Sameer Singh Jaini
CEO & Founder
The Digital Fifth